SBI Consumption Opportunities Fund: A Consistent Performer for Long-Term Investors

Strategic Insights -

The SBI Consumption Opportunities Fund, launched in July 1999, has been a stalwart performer in the market, delivering an impressive 15.5% annualised return over the last nearly 26 years. With an AUM of Rs 3,028 crore as of 31 May 2025, the fund follows the NIFTY India Consumption TRI benchmark, which tracks the performance of the country's leading consumption-based companies. The fund's objective is to achieve long-term capital growth by investing in consumer goods and services.

Key Takeaways:

  • The SBI Consumption Opportunities Fund has delivered a 15.5% annualised return over the last 26 years, outperforming the benchmark and category average.
  • The fund has a CAGR of 19.21% over 3 years and 26.38% over 5 years, making it a suitable option for long-term investors.
  • With a SIP of Rs 1,000 started 26 years ago, an investor could now have Rs 57.52 lakh.
  • The fund's top holdings include Bharti Airtel (5.11%), Maruti Suzuki (5.06%), and Jubilant Foodworks (5.05%).
  • The sectoral allocation of the fund is as follows: consumer discretionary (46%), consumer staples (32.78%), industrials (8.41%), technology (5.11%), and materials (4.22%).
  • The fund's expense ratio is 1.98%, which is slightly higher than the category average.
  • The fund is suitable for investors with an investment horizon of at least 5 years and those who can bear market volatility.

Statistics:

  • 15.5% annualised return over the last 26 years
  • CAGR of 19.21% over 3 years and 26.38% over 5 years
  • SBI Consumption Opportunities Fund's SIP returns have been 18.45% CAGR over the last 26 years
  • A lump sum investment of Rs 1 lakh in the SBI Consumption Opportunities Fund made 25 years ago would be worth more than Rs 42 lakh
  • An SIP of Rs 1,000 started 26 years ago would have turned into a whopping Rs 57.52 lakh now

Sources:

  • Launched on 5 July 1999
  • SBI Consumption Opportunities Fund has reached Rs 3,028 crore AUM as of 31 May 2025
  • The expense ratio of the scheme is 1.98%
  • Launched in July 1999 and delivered a 15.5% annualised return over the last nearly 26 years
  • SBI Consumption Opportunities Fund's performance over 1, 3, 5 and 10 years
  • The fund's SIP returns have been 18.45% CAGR over the last 26 years
  • Bharti Airtel (5.11%), Maruti Suzuki (5.06%), and Jubilant Foodworks (5.05%) are the top holdings of the fund
  • The sectoral allocation of the fund is as follows: consumer discretionary (46%), consumer staples (32.78%), industrials (8.41%), technology (5.11%), and materials (4.22%)