EIB Group and Santander Support Small Businesses with EUR1 Billion

Strategic Insights -

The European Investment Bank and Santander have entered into a EUR1 billion securitisation transaction to support the competitiveness and investments of small businesses and mid-caps in Spain. The operation will enable Santander to direct the funds towards financing the green transition, near-zero emission buildings, and promoting the role of women in business.

Key Takeaways:

  • The EIB Group is investing EUR569.5 million in the securitisation operation, with EUR309.5 million contributed by the European Investment Bank and EUR260 million by the European Investment Fund.
  • EUR200 million of the total will go towards financing the construction of near-zero emission buildings by small businesses and mid-caps in the real estate sector.
  • EUR70 million will be directed towards supporting companies whose shareholders or management teams are mostly women.
  • The operation will contribute to the EIB Group's strategic priorities, including climate action and environmental sustainability, social and territorial cohesion, and the capital markets union.
  • Santander will use the funds to promote the competitiveness of Spanish companies and support the green transition in Spain.

Statistics:

  • EUR569.5 million: the amount invested by the EIB Group in the securitisation operation
  • EUR309.5 million: the amount contributed by the European Investment Bank
  • EUR260 million: the amount contributed by the European Investment Fund
  • EUR200 million: the amount allocated to financing the construction of near-zero emission buildings
  • EUR70 million: the amount allocated to supporting companies with female shareholders or management teams
  • EUR1 trillion: the total customer funds held by Banco Santander at the end of the third quarter of 2025
  • 178 million: the number of customers served by Banco Santander
  • 7,400: the number of branches operated by Banco Santander
  • 201,000: the number of employees working for Banco Santander

Sources:

  • European Investment Bank (EIB) (2025-423). EIB Group and Santander support small businesses with EUR1 billion to invest in competitiveness and green transition, boost the role of women and promote construction of sustainable buildings. Available at: https://www.eib.org/en/press/all/2025-423-eib-group-and-santander-support-small-businesses-with-eur1-billion-to-invest-in-competitiveness-and-green-transition-boost-the-role-of-women-and-promote-construction-of-sustainable-buildings.