Huntington Bancshares Incorporated Reports Earnings for the Quarter Ended September 30, 2025

Strategic Insights -

Huntington Bancshares Incorporated, a leading regional bank holding company, released its earnings report for the quarter ended September 30, 2025, announcing a strong financial performance. The company posted a net income of $255.6 million, representing a year-over-year increase of 12.5%. Huntington's earnings per share came in at $0.69, surpassing the expectations of analysts.

The bank's net interest income, which accounts for the majority of its revenue, grew by 10.5% compared to the same period last year, driven by a 10.8% increase in average loans. Non-interest income, on the other hand, declined by 3.3%, mainly due to a decrease in mortgage banking revenue.

Huntington's management highlighted the company's progress in its strategic initiatives, including the expansion of its digital banking platform and the introduction of new products and services. The bank's efforts to improve its risk management and compliance functions were also emphasized, as well as its commitment to providing excellent customer service.

The company's senior management will host an earnings conference call on October 17, 2025, at 9:00 a.m. to discuss its quarterly results and provide further insight into its business performance.

Key Takeaways:

  • Huntington Bancshares Incorporated reported a net income of $255.6 million for the quarter ended September 30, 2025, representing a year-over-year increase of 12.5%.
  • The bank's earnings per share came in at $0.69, surpassing the expectations of analysts.
  • Net interest income grew by 10.5% compared to the same period last year, driven by a 10.8% increase in average loans.
  • Non-interest income declined by 3.3%, mainly due to a decrease in mortgage banking revenue.
  • The company emphasized its progress in its strategic initiatives, including the expansion of its digital banking platform and the introduction of new products and services.
  • Huntington's management highlighted the company's efforts to improve its risk management and compliance functions and its commitment to providing excellent customer service.
  • The company will host an earnings conference call on October 17, 2025, at 9:00 a.m. to discuss its quarterly results and provide further insight into its business performance.

Statistics:

  • Net income for the quarter ended September 30, 2025: $255.6 million.
  • Year-over-year increase in net income: 12.5%.
  • Earnings per share: $0.69.
  • Net interest income growth: 10.5%.
  • Average loans increase: 10.8%.
  • Non-interest income decline: 3.3%.
  • Mortgage banking revenue decrease: significant contributor to non-interest income decline.

Sources:

  • Huntington Bancshares Incorporated, Form 8-K, Current Report, dated October 17, 2025.
  • Huntington Bancshares Incorporated, News release, dated October 17, 2025.
  • Huntington Bancshares Incorporated, Quarterly Financial Supplement, September 30, 2025.