Partnership Expands Financial Education in Brazilian Schools

Strategic Insights -

Brazil's financial education initiative, Aprender Valor, will reach an additional 7.8 million high school students starting in 2026, following a partnership between the Central Bank of Brazil, Anbima, CVM, and Sebrae. The program has already educated over 5 million students in 25,000 schools, with 99% being public institutions. By expanding to high school teachers and students, Aprender Valor aims to broaden its reach and promote financial education to a larger audience.

Key Takeaways:

  • Aprender Valor has reached 25,000 schools, with 99% being public institutions, since its creation by the Central Bank of Brazil.
  • The program has educated over 5 million students so far, with plans to expand to high school teachers and students starting in 2026.
  • Approximately 7.8 million young people aged 15 to 17 are enrolled in 29,000 high schools across Brazil, according to the 2024 School Census.
  • Aprender Valor will offer courses in three formats: online self-training, hybrid, and in-person, to cater to different school needs.
  • The initiative aims to provide financial education to high school students, focusing on topics like financial autonomy, citizenship, and conscious resource use.
  • Anbima developed the educational content, while CVM coordinated the initial partnership, and Sebrae will coordinate the in-person and hybrid aspects.
  • The Central Bank and CVM conducted the technical review of the material, ensuring its quality and relevance.
  • The initiative will also provide pre-made lessons through the Aprender Valor platform, organized into 12 thematic school projects.
  • The classes will integrate financial education topics with required high school subjects, as recommended by the National Common Curricular Base (BNCC).
  • The CVM believes in the power of public-private partnerships for promoting financial education efficiently and in a coordinated manner.
  • Anbima's commitment to financial citizenship and education will be reinforced through this initiative, aiming to create a better-prepared generation to face financial challenges.

Statistics:

  • 25,000 schools have adopted Aprender Valor, with 99% being public institutions.
  • The program has educated over 5 million students so far.
  • Approximately 7.8 million young people aged 15 to 17 are enrolled in 29,000 high schools across Brazil.
  • 12 thematic school projects will be included on the Aprender Valor platform.

Sources:

  • Brazilian Association of Financial and Capital Market Entities (Anbima)
  • Brazilian Securities and Exchange Commission (CVM)
  • Brazilian Central Bank (BC)
  • Sebrae (Development Bank of Brazil)