Potomac Bancshares, Inc. Declares Quarterly Dividend

Strategic Insights -

Potomac Bancshares, Inc., the bank holding company for Bank of Charles Town, has announced a quarterly cash dividend on common stock of $0.13 per share. The dividend is payable to shareholders of record as of October 31, 2025, and will be distributed on November 6, 2025. This declaration comes as part of the company's ongoing commitment to returning value to its shareholders. The Bank of Charles Town has a long history dating back to 1871 and operates through its nine branch offices and two loan production offices in West Virginia, Maryland, and Virginia.

Key Takeaways:

  • The Board of Directors of Potomac Bancshares, Inc. declared a quarterly cash dividend of $0.13 per share on common stock.
  • The dividend is payable to shareholders of record on October 31, 2025, and will be distributed on November 6, 2025.
  • The dividend marks the company's ongoing commitment to returning value to its shareholders.
  • Potomac Bancshares, Inc. is the bank holding company for Bank of Charles Town, founded in 1871.
  • The Bank operates through its nine branch offices and two loan production offices across West Virginia, Maryland, and Virginia.
  • The Bank offers a range of financial services, including commercial lines and term loans, residential and commercial construction loans, and government contractor loans.
  • The Residential Lending division provides secondary market and portfolio mortgage loans, as well as home equity loans and lines of credit.
  • BCT Wealth Advisors has provided trust services for over 70 years, growing into a premier financial management, investments, and estate services provider.
  • The Bank provides online and mobile banking services, as well as access to over 55,000 ATMs through the Allpoint network and 675 free access ATMs through a partnership.
  • The Bank's awards and recognition include winning four categories in the 2025 LoudounNow readers' poll and being named a "Best of the Best" winner in the 2024 Martinsburg Journal-News Readers' Choice Awards.
  • The Bank was named a "Top 200 Community Bank" by American Banker in 2023 and has been recognized as a "Best Bank to Work For" five of the last six years.

Statistics:

  • $0.13 per share: Quarterly cash dividend declared by the company.
  • October 31, 2025: Date by which shareholders must be on record to receive the dividend.
  • November 6, 2025: Date on which the dividend will be distributed.
  • 1871: Year in which the Bank of Charles Town was founded.
  • 9: Number of branch offices operated by the Bank.
  • 2: Number of loan production offices operated by the Bank.
  • 70+ years: Number of years BCT Wealth Advisors has provided trust services.
  • 55,000+: Number of ATMs accessible through the Allpoint network.
  • 675: Number of free access ATMs available through a partnership.
  • $2 billion: Asset threshold below which the Bank was recognized as a "Top 200 Community Bank" by American Banker in 2023.

Sources:

  • Potomac Bancshares, Inc.
  • American Banker
  • LoudounNow
  • Martinsburg Journal-News
  • Allpoint
  • BCT Wealth Advisors
  • Bank of Charles Town