RBI Announces Liquidity Adjustment Facility (LAF) Rates and Other Operations

Strategic Insights -

The Reserve Bank of India (RBI) has announced the latest rates and operations for its Liquidity Adjustment Facility (LAF), including marginal standing facility (MSF) and standing deposit facility (SDF), as well as other operations such as standing liquidity facility (SLF) and cash reserves position of scheduled commercial banks.

Key Takeaways:

  • The weighted average rate for the overnight segment in the LAF was 5.22% on 05 August 2025.
  • The current rate for the MSF was 5.75% on 05 August 2025, with a total amount of 1,087 crore.
  • The SDF injected a net liquidity of 2,36,724 crore at a rate of 5.25% on 05 August 2025.
  • The cash reserves position of scheduled commercial banks as on 05 August 2025 was 9,34,581.70 crore.
  • The Government of India surplus cash balance reckoned for auction as on 05 August 2025 was 0 crore.
  • The net durable liquidity as on 11 July 2025 was 5,38,578 crore.

Statistics:

  • Weighted Average Rate for Overnight Segment: 5.22%
  • Current Rate for MSF: 5.75%
  • Net Liquidity Injected from SDF: 2,36,724 crore
  • Cash Reserves Position of Scheduled Commercial Banks: 9,34,581.70 crore
  • Government of India Surplus Cash Balance: 0 crore
  • Net Durable Liquidity: 5,38,578 crore

Sources:

  • Reserve Bank of India (RBI) - Press Release: 2025-2026/840