Banks (Finance)
Banks and NBFCs Overhaul MSME Underwriting Amid Rising Delinquencies
Banks and non-banking finance companies (NBFCs) are revamping their micro, small and medium enterprise (MSME) underwriting and risk models as early signs of stress emerge in the microfinance segment. Rising delinquencies, particularly in smaller ticket-size loans, are prompting lenders to adopt more nuanced credit assessment frameworks. This shift is driven