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HDFC Mutual Fund's Top-Rated Equity Funds Delivering Impressive Returns

Strategic Insights

— 3 min read

HDFC Mutual Fund, one of the largest mutual fund houses in the country, has a reputation for delivering consistent returns to its investors. With a wide range of schemes catering to different investment profiles, HDFC MF has earned the trust of conservative and risk-taking investors alike. This review focuses on the top 5 HDFC mutual fund schemes with the highest ratings and 3-year returns, all of which have been rated 5-star by Value Research.

These funds are reviewed based on their returns, features, and fees, providing a comprehensive understanding of their performance. The top 5 HDFC mutual fund schemes with the highest ratings and 3-year returns are:

1. HDFC Mid Cap Fund has delivered a robust return of 26.89% CAGR over the last three years, outperforming its benchmark BSE 150 MidCap TRI and the average returns in the mid-cap category.

2. HDFC Focused Fund has generated a strong annualised return of 24.32% over the past three years, comfortably beating its benchmark BSE 500 TRI and the average flexi-cap category return.

3. HDFC Flexi Cap Fund has delivered a solid 23.42% annualised return over the last three years, outperforming its benchmark BSE 500 TRI and the broader flexi-cap category.

4. HDFC ELSS Tax Saver Fund has delivered a robust 22.82% annualised return over the past three years, outperforming its benchmark BSE 500 TRI and the average performance in the ELSS category.

5. HDFC Retirement Savings Fund Equity Plan has delivered an impressive 20.23% annualised return over the past three years, outperforming its benchmark BSE 500 TRI and the broader category average.

Apart from the rating and returns, there are several factors that investors need to pay attention to while selecting a mutual fund:

  • The experience and expertise of the fund manager
  • Portfolio stability and consistency
  • Expense ratio and risk-reward profile of the fund
  • Alignment with investment goals and risk profile

Investors should also exercise caution when investing in mutual funds and avoid making decisions solely based on past returns. It is essential to understand the volatility of the fund and consult a SEBI-registered mutual fund distributor or financial advisor before investing.

Key Takeaways:

  • HDFC Mutual Fund's top-rated equity funds have delivered impressive returns over the last three years.
  • HDFC Mid Cap Fund, HDFC Focused Fund, HDFC Flexi Cap Fund, HDFC ELSS Tax Saver Fund, and HDFC Retirement Savings Fund Equity Plan are the top 5 HDFC mutual fund schemes with the highest ratings and 3-year returns.
  • HDFC Mid Cap Fund has delivered a 26.89% CAGR over the last three years, outperforming its benchmark and the average returns in the mid-cap category.
  • HDFC Focused Fund has generated a strong annualised return of 24.32% over the past three years, beating its benchmark and the average flexi-cap category return.
  • HDFC Flexi Cap Fund has delivered a solid 23.42% annualised return over the last three years, outperforming its benchmark and the broader flexi-cap category.
  • HDFC ELSS Tax Saver Fund has delivered a 22.82% annualised return over the past three years, outperforming its benchmark and the average performance in the ELSS category.
  • HDFC Retirement Savings Fund Equity Plan has delivered a 20.23% annualised return over the past three years, outperforming its benchmark and the broader category average.
  • Investors should exercise caution when investing in mutual funds and avoid making decisions solely based on past returns.
  • It is essential to understand the volatility of the fund and consult a SEBI-registered mutual fund distributor or financial advisor before investing.

Statistics:

  • HDFC Mid Cap Fund has delivered a 26.89% CAGR over the last three years.
  • HDFC Focused Fund has generated a strong annualised return of 24.32% over the past three years.
  • HDFC Flexi Cap Fund has delivered a solid 23.42% annualised return over the last three years.
  • HDFC ELSS Tax Saver Fund has delivered a 22.82% annualised return over the past three years.
  • HDFC Retirement Savings Fund Equity Plan has delivered a 20.23% annualised return over the past three years.
  • A lump sum investment of Rs 1 lakh in HDFC Mid Cap Fund three years ago would be worth Rs 2.04 lakh now.
  • A Rs 10,000 SIP in HDFC Mid Cap Fund started three years ago would be worth Rs 5 lakh now.
  • A lump sum investment of Rs 1 lakh in HDFC Focused Fund three years ago would be worth Rs 1.92 lakh now.
  • A Rs 10,000 SIP in HDFC Focused Fund started three years ago would be worth Rs 4.95 lakh now.
  • A lump sum investment of Rs 1 lakh in HDFC Flexi Cap Fund three years ago would be worth Rs 1.88 lakh now.
  • A Rs 10,000 SIP in HDFC Flexi Cap Fund started three years ago would be worth Rs 4.91 lakh now.
  • A lump sum investment of Rs 1 lakh in HDFC ELSS Tax Saver Fund three years ago would be worth Rs 1.85 lakh now.
  • A Rs 10,000 SIP in HDFC ELSS Tax Saver Fund started three years ago would be worth Rs 4.87 lakh now.
  • A lump sum investment of Rs 1 lakh in HDFC Retirement Savings Fund Equity Plan three years ago would be worth Rs 1.73 lakh now.
  • A Rs 10,000 SIP in HDFC Retirement Savings Fund Equity Plan started three years ago would be worth Rs 4.60 lakh now.

Sources:

  • Value Research
  • HDFC Mutual Fund
  • SEBI-registered mutual fund distributor or financial advisor
  • Contify.com
  • IE Online Media Services Pvt. Ltd.

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