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MUFG Closes $75 Million Senior Secured Revolving Credit Facility for EarnIn

Strategic Insights

— 1 min read

MUFG has closed a $75 million senior secured revolving credit facility for EarnIn, a leading earnings management company. The facility provides scalable, cost-effective capital to help EarnIn's growing product portfolio: Live Pay, Early Pay, and Cash Out. This partnership will fuel EarnIn's growth and expansion into innovative products, including Live Pay, which lets workers stream their earnings in real-time.

EarnIn's Chief Financial Officer, Jacopo Lenzi, stated that the facility will give the company greater flexibility to meet the growing demand for streaming pay. MUFG's partnership with EarnIn underscores its commitment to delivering financial innovations that meet rising consumer demand and to companies reshaping the future of financial services. Arthur Ng, Managing Director in MUFG's Growth and Middle Market Technology team, added that they are excited to support EarnIn's continued expansion and mission of improving financial wellness for millions of workers.

Key Takeaways:

  • MUFG has closed a $75 million senior secured revolving credit facility for EarnIn, a leading earnings management company.
  • The facility will fuel EarnIn's growth and expansion into innovative products, including Live Pay, a technology that lets workers stream their earnings in real-time.
  • The partnership between MUFG and EarnIn will provide scalable, cost-effective capital to help EarnIn meet the growing demand for streaming pay.
  • The facility will help EarnIn expand real-time access to earnings for millions of workers, improving financial wellness.
  • MUFG's partnership with EarnIn underscores its commitment to delivering financial innovations that meet rising consumer demand.

Statistics:

  • $75 million: the amount of the senior secured revolving credit facility provided by MUFG for EarnIn.
  • 10 largest global financial groups: MUFG is one of the 10 largest global financial groups.
  • 360 years: MUFG has over 360 years of history with a global network of approximately 2,100 locations in more than 50 countries.
  • 2,100 locations: MUFG has a global network with approximately 2,100 locations in more than 50 countries.
  • 160,000 employees: MUFG has nearly 160,000 employees.
  • 2025: the year in which the $75 million senior secured revolving credit facility was closed (as of September 2).

Sources:

  • [1] "MUFG Closes $75 Million Senior Secured Revolving Credit Facility for EarnIn" (PRNewswire, Sept. 2, 2025)
  • [2] "About MUFG" (MUFG)
  • [3] "About EarnIn" (EarnIn)

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