Sign in Subscribe
Real estate

The Evolution of Real Estate Investment: Trends and Insights

Strategic Insights

— 1 min read

Traditionally, property has been the go-to choice for long-term investment, offering a combination of capital appreciation and rental income. However, with the growing array of financial instruments, investors are now spoilt for choice. According to Anarock's Homebuyer Sentiment Survey - H1 2025, 40 per cent of Gen Z and 70 per cent of millennial respondents plan to use their investment gains to buy a home. Experts like Pavan Kumar, founder and CEO of White Lotus Group, emphasize the emotional and long-term stability that property ownership provides.

Key Takeaways:

  • 40 per cent of Gen Z and 70 per cent of millennial respondents plan to use their investment gains to buy a home, highlighting a strong preference for property ownership (Source: Anarock's Homebuyer Sentiment Survey - H1 2025).
  • Factors such as liquidity, stability of returns, and accessibility often dictate investment decisions, with young investors often facing challenges in building a solid financial base due to high transaction costs and liquidity concerns (Saurav Ghosh, co-founder of Jiraaf).
  • Key principles for investors considering real estate as an investment include limiting real estate to no more than 40 per cent of their total portfolio, ensuring that no more than 30 per cent of their assets are funded through debt, and maintaining consistent cash flows (Manish Goel, founder and MD at Equentis Wealth Advisory Services Ltd.).
  • Modern investment trends, such as Real Estate Investment Trusts (REITs) and fractional ownership platforms, allow exposure to premium commercial properties with lower entry points and easier liquidity, diversifying portfolios and enabling long-term value creation without the complexities of direct property management (BK Malagi, vice chairman at Experion Developers).
  • A qualified financial advisor can play a crucial role in supporting informed decision-making and protecting investors' interests (Manish Goel, founder and MD at Equentis Wealth Advisory Services Ltd.).

Statistics:

  • 40 per cent of Gen Z and 70 per cent of millennial respondents plan to use their investment gains to buy a home (Anarock's Homebuyer Sentiment Survey - H1 2025).
  • 30 per cent of assets should be funded through debt when investing in real estate (Manish Goel, founder and MD at Equentis Wealth Advisory Services Ltd.).
  • Real estate should not exceed 40 per cent of a total portfolio (Manish Goel, founder and MD at Equentis Wealth Advisory Services Ltd.).

Sources:

  • Anarock's Homebuyer Sentiment Survey - H1 2025
  • White Lotus Group, Pavan Kumar
  • Jiraaf, Saurav Ghosh
  • Equentis Wealth Advisory Services Ltd., Manish Goel
  • Experion Developers, BK Malagi

Read more