Experian Integrates Mastercard's Identity Insights to Combat Fraud

Experian, a leading data broker and consumer credit company, has strengthened its fight against fraud by integrating Mastercard's identity verification and fraud prevention technology into its Experian Ascend Platform. This strategic move aims to provide seamless, secure, and efficient identity verification for Experian's vast client base across various industries, including financial services, automotive, health, and digital marketing. By combining Experian's advanced fraud-detection capabilities with Mastercard's Identity Insights, the integration offers robust protection against synthetic identity and application fraud, while minimizing friction for legitimate customers.

Key Takeaways:

• Experian has integrated Mastercard's identity verification and fraud prevention technology into the Experian Ascend Platform to combat fraud.
• The collaboration enables seamless, secure, and efficient identity verification for over 1,800 global clients across various industries.
• Ninety-six percent of decision-makers view identity verification as an important tool in preventing fraud.
• Twenty-seven percent of businesses report that their current identity verification strategy negatively impacts legitimate customers.
• The integration offers robust protection against synthetic identity and application fraud.
• The Experian Ascend Platform's advanced decision engine is built on Experian's comprehensive data, leveraging strategy design, decision automation, monitoring, and reporting.
• The joint solution delivers powerful identity assessment by uniting Experian's Ascend Platform with Mastercard's Identity Insights.
• The partnership builds upon an existing relationship between Experian and Mastercard, which has also encompassed open banking-powered solutions.

Statistics:

• Ninety-six percent of decision-makers view identity verification as an important tool in preventing fraud.
• Twenty-seven percent of businesses report that their current identity verification strategy negatively impacts legitimate customers.
• Experian's Experian Ascend Platform has over 1,800 global clients across various industries.

Sources:

• ARN - M2's Banking and Credit News articles - "Experian Integrates Mastercard's Identity Insights to Fight Fraud" - June 27, 2025