Florida Couple Indicted on Charges of Multi-Million Dollar Scam

A 66-year-old man and a 54-year-old woman from Pensacola, Florida, have been charged with defrauding victims out of millions of dollars through a multi-year scheme. Salvatore John Carpanzano and Heather Gayle Fisher made their initial appearances in federal court on September 3, 2025, before United States Magistrate Judge Zachary C. Bolitho. They face trial on October 20, 2025, before Judge T. Kent Wetherell, II, on charges of Conspiracy to Commit Wire Fraud and two counts of Conspiracy to Commit Money Laundering.

Key Takeaways:

• Salvatore John Carpanzano, 66, and Heather Gayle Fisher, 54, both of Pensacola, Florida, have been indicted on charges related to a multi-year scheme to defraud victims out of millions of dollars.
• The couple appeared in federal court on September 3, 2025, before United States Magistrate Judge Zachary C. Bolitho, and their trial is scheduled for October 20, 2025, before Judge T. Kent Wetherell, II.
• The indictment charges Conspiracy to Commit Wire Fraud and two counts of Conspiracy to Commit Money Laundering, with each defendant facing up to 50 years' imprisonment on the conspiracy charges if convicted.
• The case is being jointly investigated by the Federal Bureau of Investigation.
• The case is being prosecuted by Assistant United States Attorney Jeffrey Tharp.
• An indictment is merely an allegation by a grand jury that a defendant has committed a violation of federal criminal law and is not evidence of guilt.

Statistics:

• The alleged scheme involved defrauding victims out of millions of dollars.
• The indictment charges two counts of Conspiracy to Commit Money Laundering.
• Each defendant faces up to 50 years' imprisonment if convicted on the conspiracy charges.
• The trial is scheduled to begin on October 20, 2025.

Sources:

• United States Attorney's Office for the Northern District of Florida
• Federal Bureau of Investigation (FBI)