FTC and CFPB Enforcement Actions and Regulatory Announcements Continue to Dominate Consumer Protection Landscape

The Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) have been active in recent weeks, taking enforcement actions and issuing regulatory announcements that impact the consumer protection landscape.

The FTC has sent warning letters to 13 technology companies regarding data security and censorship, cautioning them against weakening data security protections or restricting content in the U.S. in response to foreign laws. The FTC has also filed complaints against several companies for alleged deceptive practices, including a ticket broker and its executives, an investment training company, and a national gym operator.

The CFPB has issued an Advance Notice of Proposed Rulemaking (ANPR) seeking comments on four issues related to the agency's implementation of Section 1033 of the Consumer Financial Protection Act (CFPA) through the Personal Financial Data Rights Rule.

In addition to these federal enforcement actions, several state attorneys general have been active in consumer protection enforcement. The New York Attorney General has sued an electronic payment platform operator for allegedly failing to protect consumers from fraud. The California Department of Financial Protection & Innovation has settled with a mortgage lender for allegedly overcharging thousands of borrowers.

Key Takeaways:

• The FTC has sent warning letters to 13 technology companies regarding data security and censorship, cautioning them against weakening data security protections or restricting content in the U.S. in response to foreign laws.
• The FTC has filed complaints against several companies for alleged deceptive practices, including a ticket broker and its executives, an investment training company, and a national gym operator.
• The CFPB has issued an ANPR seeking comments on four issues related to the implementation of Section 1033 of the CFPA through the Personal Financial Data Rights Rule.
• The New York Attorney General has sued an electronic payment platform operator for allegedly failing to protect consumers from fraud.
• The California Department of Financial Protection & Innovation has settled with a mortgage lender for allegedly overcharging thousands of borrowers.
• The FTC has obtained a preliminary injunction against an investment training company and its owners for alleged deceptive business practices.
• The FTC has settled with a company and its owners for alleged business opportunity schemes.

Statistics:

• The FTC has sent warning letters to 13 technology companies.
• The FTC has filed complaints against 6 companies for alleged deceptive practices.
• The CFPB has issued an ANPR seeking comments on 4 issues related to the implementation of Section 1033 of the CFPA.
• The New York Attorney General has sued 1 electronic payment platform operator.
• The California Department of Financial Protection & Innovation has settled with 1 mortgage lender.

Sources:

• "FTC Chairman Sends Warning Letters to Technology Companies Regarding Data Security and Censorship," FTC, August 21, 2025.
• "CFPB Seeks Comments on Personal Financial Data Rights Rule," CFPB, August 22, 2025.
• "Colorado AG Issues Consumer Alert Regarding Jury Duty Scams," Colorado Attorney General, August 21, 2025.
• "FTC Settles with Online Dating Platform for Allegedly Deceptive Practices," FTC, August 12, 2025.
• "NY AG Sues Electronic Payment Platform Operator for Allegedly Failing to Protect Consumers from Fraud," New York Attorney General, August 13, 2025.
• "California DFPI Settles with Mortgage Lender for Allegedly Overcharging Thousands of Borrowers," California Department of Financial Protection & Innovation, August 18, 2025.
• "Wiley's Trump Administration Resource Center," Wiley, 2025.