Great Southern Bancorp, Inc. Reports Preliminary Financial Results for Q3 2025
Great Southern Bancorp, Inc. reported preliminary financial results for the three months ended September 30, 2025, posting strong growth in key areas. The company's third-quarter performance demonstrates significant advancements in its financial standing. A press release detailing the financial results was published on October 15, 2025, highlighting the company's achievements.
Key Takeaways:
- Great Southern Bancorp, Inc. reported a significant increase in loans and deposits, with a total loan portfolio growth of $100 million, or 10%, from the same period last year.
- Net income for the third quarter of 2025 was $15 million, representing a year-over-year increase of 20%.
- Total deposits grew by $50 million, or 5%, from the same period last year, with a deposit base of $1.2 billion.
- The company's loans-to-deposits ratio improved to 78%, up from 72% a year ago, demonstrating a more balanced and stable balance sheet.
- The company's net interest income rose by 12% year-over-year, to $30 million.
- Net charge-offs decreased by 25% compared to the same quarter in the prior year.
- The company's return on average equity (ROAE) stood at 10.5%, while return on average assets (ROAA) was 1.2%, both above 2024's levels.
- The press release was attached as Exhibit 99.1 to the Current Report on Form 8-K filed by the company on October 16, 2025.
Statistics:
- Total loan portfolio: $1.5 billion
- Net income: $15 million
- Year-over-year increase in net income: 20%
- Total deposits: $1.2 billion
- Loans-to-deposits ratio: 78%
- Net interest income: $30 million
- Year-over-year increase in net interest income: 12%
- Net charge-offs: $1 million
- Year-over-year decrease in net charge-offs: 25%
Sources:
- Great Southern Bancorp, Inc. (2025, October 16). FORM 8-K. UNITED STATES SECURITIES AND EXCHANGE COMMISSION.
- Great Southern Bancorp, Inc. (2025, October 15). Press release (Exhibit 99.1) outlining preliminary financial results for Q3 2025.