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Financial services

Octane Lending Surpasses $4.5 Billion in Asset-Backed Securities Issued

Strategic Insights

— 1 min read

Octane Lending, a fintech company revolutionizing the buying experience, has closed its 15th securitization, marking a significant milestone in its growth. The transaction, labeled "OCTL 2025-1," has issued six classes of fixed-rate notes, totaling $284 million, collateralized by Octane's fixed-rate installment powersports loans. This deal builds upon the company's successful securitization program launched in December 2019, further expanding its investor base and solidifying its position as a trusted issuer in the ABS market.

Key Takeaways:

  • Octane Lending has surpassed $4.5 billion in asset-backed securities issued, with the transaction amounting to $284 million.
  • The securitization, "OCTL 2025-1," is the company's 15th since launching the program in December 2019.
  • The transaction featured six classes of fixed-rate notes: Class A-1, Class A-2, Class B, Class C, Class D, and Class E, rated by Standard & Poor's (S&P) and Kroll Bond Rating Agency (KBRA) as A-1+/K1+, AAA/AAA, AA/AA+, A/A+, BBB/BBB+, and BB/BB+, respectively.
  • The deal was led by Truist Securities, with ATLAS SP Securities, J.P. Morgan Securities, and Mizuho serving as joint bookrunners.
  • Octane Lending has broadened its investor base while maintaining strong participation from existing institutional partners.
  • The company's securitization platform, paired with forward flow execution, positions it for continued growth and scaling while sustaining strong credit performance.
  • Octane has sold or secured commitments to sell $3.3 billion in loans since December 2023.

Statistics:

  • $4.5 billion: total asset-backed securities issued by Octane Lending to date
  • $284 million: amount of the latest securitization, "OCTL 2025-1"
  • $3.3 billion: loans sold or secured commitments to sell since December 2023
  • 15: number of securitizations completed by Octane since launching the program in December 2019

Sources:

  • (Octane Lending, Inc. press release, Oct. 30, 2025)
  • (Octane Lending, Inc. press release, Oct. 30, 2025)
  • (Octane Lending, Inc. website)

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