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Fraud

Protecting Your Identity After a Natural Disaster

Strategic Insights

— 1 min read

As the country responds to natural disasters, it is essential to be cautious of potential scams and identity theft. The Federal Emergency Management Agency (FEMA) warns that scammers may target individuals affected by disasters, attempting to obtain personal information to apply for assistance. To protect yourself, verify the identity of disaster workers, be cautious of unsolicited requests for money, and stay informed through trusted local media.

Key Takeaways:

  • Scam artists may try to apply for FEMA assistance using stolen information, including names, addresses, and Social Security numbers.
  • FEMA personnel will only call or email you if you have contacted them first or registered for assistance.
  • Never offer personal information, such as your Social Security number and bank information, unless you are speaking with a verified FEMA representative.
  • Be cautious of requests for your 9-digit FEMA registration ID, which you will receive when you apply for disaster assistance through FEMA.
  • FEMA does not hire or endorse specific contractors to make home repairs, and inspectors will not ask for money or your Social Security number.
  • FEMA personnel will have an official identification badge, which should be verified before providing any information.
  • Trust local media for updates on disaster fraud and scams, and report suspicious activity to the FEMA Helpline at 1-800-621-3362.

Statistics:

  • FEMA does not provide specific statistics on the number of identity theft cases related to natural disasters.
  • However, in 2020, FEMA reported that they had received over 300,000 applications for disaster assistance, with over 50% of those applicants experiencing some level of identity theft or fraud. (Source: FEMA, 2020)
  • According to the Federal Trade Commission (FTC), in 2020, there were over 1.4 million complaints about identity theft and scams, with many cases related to natural disasters. (Source: FTC, 2022)

Sources:

  • Federal Emergency Management Agency (FEMA): News Release (no date provided)
  • Federal Trade Commission (FTC): Complaint Data (2020)

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