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Floods

SME Bank Offers Relief Measures to Flood Victims

Strategic Insights

— 1 min read

As heavy rainfall and widespread flooding continue to impact communities across 23 provinces in Thailand, the Small and Medium Enterprise Credit Guarantee Corporation (TCG) is expediting assistance to small and medium-sized enterprises (SMEs) and individuals affected by the disaster. The SME Bank is providing a six-month suspension of loan guarantee fees and guarantee management fees for TCG customers in the affected areas, as well as a three-month installment payment suspension measure for debtors who have been impacted by the flooding.

Key Takeaways:

  • The SME Bank is offering a six-month suspension of loan guarantee fees and guarantee management fees for TCG customers affected by flooding in 23 provinces.
  • The six-month suspension applies to customers who are due to pay fees from September 4, 2025, to September 30, 2025.
  • A three-month installment payment suspension measure is available for TCG debtors who are still making payments under the debt restructuring plan and have been affected by flooding in 23 provinces.
  • Applications for payment suspension will be accepted from September 4, 2025, to October 31, 2025.
  • Payments due for a maximum of three months will be suspended, and repayments can be made in installments according to the original conditions.
  • The SME Bank is supporting flood victims and is closely monitoring the situation to assist entrepreneurs in sustaining their businesses.

Statistics:

  • 23 provinces are affected by the floods, including Chiang Rai, Phayao, Nan, Phrae, Lampang, Lamphun, Chiang Mai, Mae Hong Son, Phetchabun, Uttaradit, Tak, Sukhothai, Phitsanulok, Loei, Nakhon Phanom, Kalasin, Nong Bua Lamphu, Khon Kaen, Roi Et, Phuket, Ranong, Chumphon, and Phra Nakhon Si Ayutthaya.
  • The SME Bank is providing relief measures to support 24,000 SMEs affected by the floods.
  • The six-month suspension of loan guarantee fees and guarantee management fees will save SMEs an estimated 2.4 billion THB (approximately 75 million USD) in fees.
  • The three-month installment payment suspension measure will benefit 10,000 TCG debtors who are impacted by the flooding.

Sources:

  • (Thai News Agency) 12 Sep 2025
  • Department of Disaster Prevention and Mitigation (DDPM)
  • Small and Medium Enterprise Credit Guarantee Corporation (TCG)

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