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Telecommunications equipment industry

Vehicle Insurance Claims System Based on Mobile Communication Network

Strategic Insights

— 1 min read

A recently published invention by ZTE Corporation enables the streamlined processing of vehicle insurance claims utilizing a mobile communication network. The system comprises an information collection device within a mobile terminal equipment, a mobile agent server, and a report processing device. This sophisticated method and system facilitate the collection and verification of accident scene information, ultimately simplifying and accelerating the insurance claims process.

Key Takeaways:

  • The system includes an information collection device (101) in a mobile terminal equipment to generate accident scene information for insurance claims and send it to a mobile agent server (MAS).
  • The MAS (102) receives and saves the accident scene information and sends a notification message to a report processing device (103).
  • The report processing device (103) obtains the accident scene information from the MAS, determines whether to accept the insurance claims application, and notifies the processing result to the user through the MAS.
  • The method and system provide a simple and fast insurance claims process with high credibility.
  • The invention was filed on 19.01.2011 under Application No. PCT/CN2011/070401.
  • GAO, Lei, is a co-inventor and named in the patent for the United States only.
  • The patent application background involves identifying the need for a more efficient and reliable method for vehicle insurance claims.

Statistics:

  • The system includes three primary components: the information collection device, the mobile agent server, and the report processing device.
  • The information collection device (101) generates accident scene information for insurance claims.
  • The MAS (102) saves and processes a notification message to the report processing device (103).
  • The report processing device (103) determines whether to accept the insurance claims application based on saved information.
  • The patent was published on December 22 under Publication No. WO/2011/157064.

Sources:

  • World Intellectual Property Organization (WO/2011/157064)
  • PCT/CN2011/070401 (Application No.)
  • World Intellectual Property Organization (http://www.wipo.int)

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