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Financial markets

Versa Launches Fixed Rate Quest Campaign with Up to 4.2% Returns

Strategic Insights

— 1 min read

The digital wealth management platform Versa has launched the Fixed Rate Quest campaign, providing Malaysians with guaranteed returns on eligible investments until January 31, 2026. The campaign offers fixed returns of 4.2% per annum on Versa Cash, managed by AHAM Asset Management Berhad, and 3.9% per annum on Versa Cash-i, a Shariah-compliant fund. Participants can earn these rates by topping up fresh funds into Versa Cash or Versa Cash-i, with a maximum of RM300,000 in fresh fund cash-ins. The campaign provides an alternative to traditional fixed deposits, offering flexibility and guaranteed returns.

Key Takeaways:

  • The Fixed Rate Quest campaign offers guaranteed returns of up to 4.2% per annum on eligible investments until January 31, 2026.
  • Participants can earn fixed returns by topping up fresh funds into Versa Cash or Versa Cash-i, with a maximum of RM300,000 in fresh fund cash-ins.
  • The campaign allows users to earn fixed returns while still having access to their funds, unlike traditional fixed deposits which may forfeit returns on early withdrawals.
  • Fresh top-ups that meet the required amount can reactivate the fixed rate on a prorated basis.
  • The campaign is managed by AHAM Asset Management Berhad and has two phases: a qualifying period and a holding period.
  • Qualified users will receive rewards credited into their respective Versa accounts by end-February 2026.

Statistics:

  • Up to 4.2% per annum in guaranteed returns on Versa Cash.
  • 3.9% per annum in guaranteed returns on Versa Cash-i, a Shariah-compliant fund.
  • Maximum fresh fund cash-ins of RM300,000 for fixed rate returns.
  • RM300,000 is the maximum requiring a fixed rate.
  • 3.89% per annum was Versa Cash's base nett return in May 2025.
  • 3.54% per annum was Versa Cash-i's base nett return in May 2025.

Sources:

  • A statement by Versa.
  • A statement from Versa Chief Executive Officer Teoh Wei-Xiang.
  • Versa.com.my, referencing the Fixed Rate Quest campaign details.
  • https://versa.com.my/fixed-rate-quests, page view for campaign details.
  • Securities Commission Malaysia, regulatory body for Versa.
  • Information from Versa regarding user growth and transaction volume.

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